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First Mortgage Loans

(Program)

Offers first mortgages to qualified first-time buyers looking to purchase a home in Onondaga County. Mortgages can be coupled with $5,000 in down payment and closing cost assistance if home buyer is eligible.

Eligibility: First-time home buyers who have completed the Homebuyer Education Course through the HomeOwnership Center at Home HeadQuarters and plan to occupy and live in the home as a primary residence; to receive Down Payment & Closing Cost Assistance in the form of a grant (deferred loan), buyers must fall below 80% of HUD median income guidelines (based on family size)

Application Process: Complete the Homebuyer Education Orientation and Class; call or go online to register

Required Documentation: Proof of income

Fees: Varies; call for information

Onondaga County

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